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Fall Road Trips for Stunning Scenery

- Monday, September 26, 2022
Lallis & Higgins Insurance - Fall Road Trips

Looking for the perfect fall drive to see the best foliage? These road trips offer colorful foliage and incredible views.

This autumn, take advantage of cooler temperatures and beautiful foliage by planning a fall road trip through some of our most scenic regions.

New England's Historic Trails, Massachusetts

This "road trip" should start on foot in Boston: Walk the Freedom Trail, a 2.5-mile, red-lined route that leads you to 16 historically significant sites, then hop in the car and head west through Massachusetts' Berkshires, taking in plenty of fall colors along the way. Make a detour to Northampton or stop in the living museum that is Old Sturbridge Village. Eager for more history? Travel south through Connecticut, leaving New England as you cross through New York to Philadelphia, and visit the Museum of the American Revolution.

Rhode Island

Take a drive through the country's smallest state, which is packed with fall activities without too much drive time between each. Start at the Rail Explorers excursion in Newport, where pedal-powered vehicles trace historic railroad tracks on 90-minute tours. Then head to Bristol to take in some historic mansions like Blithewold. Finally, make your way along Rhode Island's Brewery Trail, which includes 39 watering holes conveniently located off I-95 and State Highways 138 and 114. Don't miss Foolproof Brewing Company in Pawtucket.

Covered Bridges Loop, Connecticut

Take your time exploring the roughly 100-mile loop through the northwest corner of Connecticut.

Pass through the Falls Village in Canaan, where the churches, streets, houses, and the railroad depot still look as they did in the 1800s. The Appalachian Trail runs right through town, so you can follow the white trail markers for a day hike. Pass through the West Cornwall Covered Bridge, which covers 242 feet of the Housatonic River, visit Lake Waramaug State Park for hiking and fall foliage, and then head to Litchfield to marvel at the gardens at White Flower Farm.


Fall Driving Tips

- Monday, September 19, 2022
Lallis and Higgins Insurance

Lallis & Higgins Insurance reminds motorists that wet leaves, fog, sun glare and frost are a few driving hazards they will encounter this fall, but there are steps drivers can take to help make their commutes safer.

As leaves begin to fall, wet leaves on the roadway can be as slippery as ice. They also can obscure traffic lines and other pavement markings, making driving in unfamiliar areas particularly difficult. Motorists should slow down and use extra caution on leaf-covered roadways.

Other fall hazards for motorists can be fog and sun glare. When driving in fog, motorists should use low beam headlights since the high beam setting creates glare and reduces visibility. Not only will headlights enhance visibility of your vehicle, state law requires headlights be on when wipers are in use.

Sun glare can be most problematic during sunrise and sunset, which coincide with morning and evening rush hours. The intense glare from the sun on the horizon can blind a driver, causing an unexpected traffic slowdown. Drivers can prepare for the glare by keeping a set of sunglasses handy, removing clutter from their sun visors and keeping the inside of their vehicle's windshield clean.

Also, morning frost and icy spots on the road can also cause problems as overnight temperatures drop toward freezing. Motorists should pay particular attention to bridges, overpasses and shaded areas on roadways where icy spots can form on the pavement. In addition to exercising caution while driving, motorists should clear their vehicles' windows of frost before travel.

Fall driving tips:

  • Increase your following distance in severe weather, at dusk and dawn and when in an area with wet leaves. If you are being tailgated, let the other driver pass.
  • Check your vehicle's headlights, taillights and turn signals to ensure they are working properly since darkness will be a part of many driver's morning and/or evening commutes. Make sure you turn on your headlights as the sunlight fades.
  • Have your vehicle's heating and wiper systems checked to ensure they are working properly.
  • Be sure you have tires with sufficient tread depth in case of an early season snow.

Fall Roadway Hazards Include Deer

Autumn brings an increase in deer activity, and drivers are reminded to watch carefully for deer darting across and along roadways.

Fall marks the deer's breeding season, and deer pay less attention and become bolder as they move around more and travel greater distances seeking mates. Primarily nocturnal feeders, deer are most active between sunset and sunrise. Other factors that affect the travel patterns of deer in the fall are farmers actively harvesting the last of their crops and preparing for spring planting, increased activity in the woods from hunters seeking game and outdoor enthusiasts enjoying the last remaining days of good weather.

By following a few safety tips, motorists and outdoor enthusiasts can help reduce the possibility of being involved in a crash with a deer. Remember to:

  • Slow down and use caution, particularly where deer crossing signs are posted and increase following distance between vehicles;
  • Make young drivers aware of increased deer movement;
  • Be especially watchful during morning and evening hours when wildlife is most active;
  • Exercise caution when one deer crosses a roadway. Since deer often travel in small herds, one deer will usually be followed by others;
  • Always wear your seat belt;
  • Never drive impaired; and
  • Turn on your headlights if your wipers are on — it's the law.

If a dead deer presents an obvious safety hazard on state roadways, motorists can call 1-800-FIX-ROAD to have the deer removed.


Where to Place Carbon Monoxide Detectors

- Tuesday, September 13, 2022
Lallis & Higgins Insurance - Carbon Monoxide Detector

Each floor of the home needs a separate detector. If you are getting a single carbon monoxide detector, place it near the sleeping areas and make certain the alarm is loud enough to wake you up.

How do I install my CO alarm?

Follow the installation instructions found in the manufacturer's use and care booklet that accompanies the product. Proper installation is an important factor in receiving optimum performance. It's important to follow these instructions exactly.

Do CO alarms operate differently than smoke alarms?

Although they may look and sound similar, CO alarms and smoke alarms are designed and intended to detect two separate, distinct hazards. Therefore, to help protect your family from both hazards, it's important to install both UL Listed CO alarms and smoke detectors.

How do I take care of my CO alarm?

Like smoke detectors, CO alarms need to be tested regularly and cleaned as indicated in the manufacturer's use and care booklet. If the unit operates off a battery, test the detector weekly and replace the battery at least once a year.

Should I follow any safety tips for using and maintaining my CO alarms?

As with any product, read the manufacturer's use and care booklet for installation and maintenance guidelines. Keep these instructions on file for future reference.

If your unit operates off the battery, never allow anyone to "borrow" the battery. Like any appliance or power tool, a CO alarm can't work unless it has a functioning power source.


5 Tips For New Parents During Baby Safety Month

- Monday, September 05, 2022
Lallis and Higgins Insurance - Baby Safety Month

Congratulations on your new baby. You're going to be a great parent, and we'll be right here with you so you're not alone. September is Baby Safety Month so it’s a perfect time for these 5 safety tips.

  1. Check to make sure your car seat is installed correctly. We have several options, including virtual and online.
  2. Before putting your baby down for a nap or for the night, remember that a firm mattress and fitted sheet are all you need for your baby’s crib. Remove blankets and toys from the crib and use a sleep sack on colder nights. Learn more about sleep safety.
  3. Place your baby’s crib and other furniture away from windows to avoid falls or strangulation. Your baby is safer without any strings or cords within reach. Learn more about falls prevention and choking prevention.
  4. Remember to set your water heater to 120° F to avoid scalds. This will make sure that the water never gets to a point that could injury the baby. Learn more about burn prevention.
  5. Install a working smoke alarm AND a carbon monoxide alarm on every level of your home, and in all sleeping areas. This is an important tip for not just baby safety, but family safety as well. And please test the alarms regularly to make sure they work.


Labor Day Weekend Safety

- Friday, September 02, 2022
Lallis & Higgins Insurance

The Labor Day holiday is here and many of us will take to the highway for the “last” weekend of summer, perhaps to a pool, the beach, or the great outdoors. The American Red Cross wants you to enjoy your holiday and stay safe by following these tips:


If traveling by vehicle is part of your plans these safety steps are for you:

  • Be well rested and alert, use your seat belts, observe speed limits and follow the rules of the road. Clean your headlights and turn them on as dusk approaches or in inclement weather.
  • Don’t drink and drive. Have a designated driver available.
  • Give your full attention to the road. Avoid distractions such as cell phones.
  • Use caution in work zones. There are lots of construction projects underway on the highways.
  • Don’t follow other vehicles too closely.


  • Stay hydrated by drinking plenty of fluids. Avoid drinks with caffeine or alcohol.
  • Avoid extreme temperature changes.
  • Wear loose-fitting, lightweight, light-colored clothing. Avoid dark colors because they absorb the sun’s rays.
  • Slow down, stay indoors and avoid strenuous exercise during the hottest part of the day.
  • Postpone outdoor games and activities.


  • If you plan to swim in the ocean, a lake or river, be aware that swimming in these environments is different than swimming in a pool. Be sure you have the skills for these environments.
  • Swim only at a beach with a lifeguard, within the designated swimming area. Obey all instructions and orders from lifeguards and ask them about local conditions.
  • Make sure you swim sober and that you always swim with a buddy. Know your limitations and make sure you have enough energy to swim back to shore.
  • Protect your neck – don’t dive headfirst. Walk carefully into open waters. Watch out for and avoid aquatic life. Water plants and animals may be dangerous.
  • If you are caught in a rip current, try not to panic. Signal to those on shore that you need assistance. Swim parallel to the shore until you are out of the current. Once you are free, swim toward shore. If you can't swim to the shore, float or tread water until you are free of the rip current and then head toward shore.


    Being prepared is critical when people are out in remote areas with limited access to phone service, hospitals and emergency help. Before you head out, follow these steps:

    • Take a Red Cross First Aid/CPR course so that you will know what to do in case help is delayed. You’ll learn how to treat severe wounds, broken bones, bites and stings and more.
    • Know the level of ability of the people in your group and the environment around you. Plan accordingly. Sprains and falls are some of the most common misfortunes travelers may face.
    • Dehydration is also a danger. People planning a camping trip should plan for these dangers.
    • Share your travel plans and locations with a family member, neighbor or friend.
    • Pack a First Aid Kit – make sure to include insect repellant, sunscreen and personal medications.

September is National Preparedness Month

- Thursday, September 01, 2022
Lallis & Higgins Insurance - National Preparedness Month

National Preparedness Month is an observance each September to raise awareness about the importance of preparing for disasters and emergencies that could happen at any time.

In 2021, FEMA’s Ready Campaign and the Ad Council broke ground by producing the first-ever national preparedness campaign specifically targeting the Latino community for National Preparedness Month. Released during Hispanic Heritage month, the advertisements centered around the Latino community’s commitment to personal planning for occasions and family milestones as a bridge to also planning for disasters.

This one-of-a-kind campaign is committed to putting people first and reaching communities where they are. To continue these efforts, this year’s National Preparedness Month campaign will feature a call to action for the Black and African American community.

This year’s national public service announcements are being developed and will be released throughout the country this September, to help get preparedness information into the hands of those who live in underserved communities.


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