Meet the Williams Family
Happily married for eight years, Mike and Chris Williams are proud parents to four-year-old
As avid cyclists, they first met at a bike race in downtown Chicago. When Chris had a flat tire,
Mike stopped to help him. The rest was history. As the years went by, many of life’s important
decisions were discussed on long bike rides. In fact, it’s where Mike proposed! Along with a
ring, he gave Chris a small bicycle lapel pin with a diamond in the tire hub as a reminder of how
their journey began.
The situation presented is hypothetical and not representative of any particular client.
Life Gets More Complicated
Once Peyton came along, long bike rides turned into short rides to a local playground, and long
talks steered to the topics of daycare, student loans, the mortgage, and college planning. When
Chris’ mother faced a terminal illness, he relied on Mike to boost his spirits and help take care
of Peyton. That’s when it hit them. What would Chris do without Mike if anything ever
happened to him? How would Mike function if Chris were not there?
They called a financial professional, who recommended term life insurance policies from
Prudential. It was the answer they were looking for: affordable, reliable protection for the years
their family needed it most.
The Unexpected Happens
Two years later, while they were training together for a race, Chris was hit by a truck. His
injuries were serious, and he was taken to a nearby hospital. Mike rushed to Chris’ bedside but
arrived just in time to say good-bye. Devastated, he removed the small bicycle pin and pinned it
to his own shirt, over his heart.
Stability Despite Change
Facing life without his husband has been the hardest thing Mike has ever had to do. Although
Chris often called Mike his rock, Mike thought the same of Chris. And now, amidst his grief and
Peyton’s, he was faced with bills, childcare, and taking care of their home.
When their financial professional reminded Mike that the death benefit from Chris’ policy could
help cover funeral expenses, bills, childcare, and more, Mike was relieved. He could focus on
his family instead of worrying about bills. He often shakes his head and smiles as he thinks
about how Chris is still helping the family get through.
A year after Chris’ passing, Mike was ready to race again and, in Chris’ honor, entered the race
they had trained for together. Wearing matching bicycle pins, each with a tiny diamond in the
tire’s hub, Peyton cheered him on.
Chris and Mike were each other’s rock. Who’s yours?
Contact your financial professional today to get the life insurance protection you need.
Life insurance is issued by Pruco Life Insurance Company (except in NY), and Pruco Life
Insurance Company of New Jersey (in NY). All are Prudential Financial companies located in
All guarantees and benefits of the insurance policy are backed by the claims-paying ability of
the issuing insurance company.
This material is being provided for informational or educational purposes only and does not
take into account the investment objectives or financial situation of any clients or prospective
clients. The information is not intended as investment advice and is not a recommendation
about managing or investing a client’s retirement savings. Clients seeking information
regarding their particular investment needs should contact a financial professional.
© 2021 Prudential Financial, Inc. and its related entities.
1051377-00001-00 Ed. 09/2021