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25 More Fall Maintenance Tasks You Should Never Forget

- Monday, September 27, 2021
Lallis and Higgins Insurance - Fall Maintenance Tasks

In our last blog we showed you 25 fall maintenance tips, here are the next 25! You'll definitely regret skipping over any of these important home maintenance tasks this fall.

26. Make a winter driving kit

This kit is overkill for year-round driving, but it could be very useful during winter. It only takes a few minutes to put together and you probably already have most of the stuff! Then, make sure you make these winter car care fixes as well so your car survived the winter.

27. Stockpile firewood

Whether you have a source of wood on your property or need to purchase a cord or two, fall is a great time to spend cutting and chopping wood to burn in your fireplace all winter long. And if you’re using a chain saw, make sure to brush up on your safety knowledge before you hit the forest.

28. Cut your lawn short

Keep mowing your grass until it stops growing. And your last mow of the season should cut your grass nice and short. This reduces the chance that your lawn will get snow mold and vole damage.

29. Fertilize your lawn

It’s important to apply fertilizer to your lawn during the fall—in fact, if you only apply fertilizer once a year, fall is the time to do it. Your lawn has spent all summer growing and it’s hungry.

30. Bring paint inside

Freezing can ruin latex paint and other finishes, so make sure to move your paint inside before the first frost. Some latex paint can survive a couple of freeze/thaw cycles, but it’s better not to chance it.

31. Don’t let glue freeze

Many adhesives–wood glue especially–can be ruined by just one freeze/thaw cycle, so it’s a good idea to store them in a heated space during cold months. Even glue just left overnight in a car can freeze and make it unusable.

32. Water your lawn in the fall

Your lawn still needs water in autumn, even though the leaves are changing, the growing season is winding down and your grass isn’t growing fast. Fall watering helps your lawn recover from summer stress and gain strength for the winter ahead. Also, if you fertilize in the fall, watering is necessary for the fertilizer to dissolve and soak into the ground where it’s needed. So don’t put your hoses or sprinklers away until the ground starts to freeze, your fall grass needs it. Here are other secrets your landscaper won’t tell you.

33. Build a mitten and shoe dryer

Drill pairs of 1/8-in. holes in a scrap of 2×4 and insert U-shaped pieces of galvanized 14-gauge wire. If you have forced-air heat, drill 1-in. holes between the pairs of 1/8-in. holes using a spade bit, and set the rack on a register for fast drying.

34. Bleed hot water radiators

When trapped air clogs a hot water radiator, some or all of the ‘fins’ will stay cold. At the top of the radiator, look for a small valve like the one shown. Take a radiator key, 1/4-in. 12-point socket, or a flat screwdriver (depending on the valve type) and slowly turn the valve counter-clockwise until water starts dripping out. This releases the trapped air and lets hot water into the cold fins. While you’re at it, you might as well repeat the process on all of your radiators. Have a cup or dish handy to catch the water.

35. Clear steam radiator vents

Steam radiators have an air vent like the one shown. Unfortunately, many of these vents get painted over, plugging the air hole. Clear the air hole in the top of the vent with a small wire or sewing needle. If you’re still worried about the air vents working properly, consult a hot water/steam heat specialist who can replace the vents.

36. Install stovetop fire suppressors

Kitchen fires can quickly get out of hand, and with Thanksgiving on the horizon, you’ll likely be cooking more. Do yourself a favor and get a pair of fire suppressors. These magnetically-mounted cans live in your range hood and are activated when flames reach the fuze on the can. You find them for about $50, which may seem spendy, but they’re cheap insurance against something much worse.

37. Inspect and fix your garage door

Cold can wreak havoc on garage door tracks. Make sure your garage door is in good shape so you don’t find yourself stuck in the garage (or worse yet—stuck outside).

38. Check your detectors

With furnaces turned on, the windows closed and portable heaters humming along, fall is a great time to make sure your smoke and CO detectors are working. Check batteries and expiration dates—smoke detectors are typically good for 10 years, and CO detectors last for about six years.

39. Empty pots and planters

The water in soil left in flower pots and planters over winter can freeze and expand. Make sure to empty your clay and ceramic planters so they’ll survive for next season.

40. Fix your furniture

Not only is fixing your furniture a fun and easy indoor project, but you’ll also be glad to have sturdy, good-looking chairs and tables when guests stop by for holidays.

41. Insulate pipes

Pipes running through unheated basements and crawlspaces as well as exterior walls can be prone to freezing during winter (and causing bigger problems). Make sure it doesn’t happen to you.

42. How to seal outlets and ceiling boxes

The tiny gaps around outlets on exterior walls and ceiling boxes let cold air in (and warm air out). Sealing these areas takes just half a day and will help cut down on drafts (and your heating bill!).

43. Protect your house from critters

As temperatures drop, mice and other vermin will want to find a warm place to hunker down. Don’t let it be your house! Seal up any critter gaps and have a game plan for getting rid of any critters that might make themselves at home.

44. Test for radon

If you haven’t tested your house for radon, now is the time to do it. Sealing up your house for the winter also means you’re trapping potential cancer-causing radon gas. Get your house tested and take means to mitigate it if it’s a problem.

45. Clean dryers and vents

Thousands of dryer fires are caused by lint every year, yet they can be easily prevented with a few minutes of cleaning. With drier air and cooler temperatures approaching, make it a fall ritual to clean out your dryer and vent. Here’s what else all homeowners need to know ASAP.

46. Handrail safety check

Go around your property and test and secure any loose handrails. Think about someone grabbing a handrail when slipping on some ice or snow, and make sure it’s up to the task.

47. Fill your bird feeders

If you’ve been feeding birds around your property, make sure to keep the bird feeders full through winter. They’ll come back to the area looking for food, and you want to make sure they don’t go hungry.

48. Don’t prune your trees

While intuition might want to make you get out your chainsaw and start pruning after the leaves fall, you could do more harm than good. Most trees are still active in the fall and any pruning during fall will encourage new growth at the wrong time. Wait until your trees are truly dormant to do your tree trimming—during winter or early spring.

49. Save your tender bulbs

A lot of northern gardeners treat tender bulbs as annuals, allowing them to die at season’s end. Instead, overwinter them. To make it simpler, plant tender bulbs in containers. Then, after frost kills the tops, whisk the containers into cool storage in a basement or attached garage. Water sparingly—maybe once a month—while they’re dormant so the soil doesn’t totally dry out—and bring the containers back out in spring.

50. Store lawn chairs

Here’s how to store your lawn and folding chairs so they’re out of your way. Take two pieces of 1×4 lumber (any scrap lumber will do) and create some simple, cheap and useful brackets on the wall. Cut each board 7-3/4 in. long with a 30-degree angle on both ends. Fasten pairs of these brackets with three 2-in. screws to the side of the exposed wall studs, directly across from each other, and you’ve got a perfect place to hang your chairs. Now, learn other things that smart homeowners do once a year.

Source: rd.com


50 Fall Maintenance Tasks You Should Never Forget

- Monday, September 20, 2021
Lallis & Higgins Insurance

1. Aerate the soil

“Aerating” simply means making holes in the ground by removing plugs of soil. And it’s the single most important task you can perform to maintain a healthy, good-looking lawn. Nothing else comes close! It relieves compaction caused by foot traffic and creates extra pore space in the soil, allowing air, nutrients, and water to enter. All of that helps roots to thrive. Aerate your lawn at least once a year, preferably in the fall. Do it two or even three times each year if you can. The more, the better. You can rent a lawn aerator at any equipment rental store. Get one that will remove plugs of soil rather than one that pokes holes in the ground.

2. Gutter cleaner

An old plastic spatula makes a great tool for cleaning debris from gutters! It doesn’t scratch up the gutter, and you can cut it to fit gutter contours with snips. Grime wipes right off the spatula too, making cleanup a breeze. Don’t feel like putting in that much elbow grease? Consider a gutter cleaning robot!

3. Clean weep holes

Weep holes may be the tiniest feature of many sliding windows and vinyl replacement windows, but they serve a big function. The little holes, located on the exterior bottom of the frame, are an outlet for rainwater to drain away from the home, but they often can become clogged up with debris. To make sure they’re working properly, spray the outside of the window with a garden hose—a steady stream of clean water should exit from the holes. If it doesn’t, use a wire hanger or compressed air to force the blockage out. Re-test with fresh water to ensure they’re completely cleaned. While you’re at it, do these 10 more vital home maintenance tasks you’ll regret if you forget.

4. Reseed late in the growing season

Reseed in the late summer/early fall. Whether you’re seeding a small patch or a whole yard, you’re going to be much more successful if you wait for the cooler, damper weather of late summer or early fall. It’s almost impossible to get seed to survive during the dog days of summer. It’s simply too hot and dry. You’ll most likely just waste your time and expensive seed.

5. Get your gutters ready

Make sure your home is ready to deal with the rain and snow that comes as the seasons change. Walk around your home and check for loose gutters, broken pieces, and detached downspouts and make the necessary repairs. Ensure your gutters are clear of leaves and other debris and that your downspouts are directing water away from your foundation.

6. Check exterior caulking and weatherstripping

Fall is the perfect time to make sure your house is properly caulked and your weatherstripping is in good shape. Inspect around windows, doors, and anywhere else two materials meet to make sure the caulk is in good shape. Check the weatherstripping around doors and replace if it’s broken or missing—it’s super easy to do. Here are 40 more home repairs anyone can do.

7. Give your roof a once-over

No one wants to be fixing a roof in the dead of winter. Give it a once-over to make sure there aren’t any signs of trouble. Pay attention to broken or missing shingles, missing flashing and any discoloration.

8. Fix driveway and sidewalks before they get worse

Changing temperatures and moisture can turn a small concrete problem into a big one. Take some time to repair broken concrete and get some more time out of your sidewalk, driveway, and steps before they’re in need of full replacement.

9. Install frost-proof outdoor faucets

New outdoor faucets are frost-proof and also prevent unsanitary water from contaminating your water system. Installing a new outdoor faucet takes just a few hours and will give you peace of mind all winter long. These other fall to-dos are a little less work and a lot more fun.

10. Winterize your gas grill

If you’re not a winter griller, now’s the time to pack away your grill before it’s covered with a foot of snow. In addition to giving your grill a thorough cleaning to remove grease and food scraps, take these steps to help prevent any unpleasant surprises when you fire up your grill again next spring.

Shut off the gas at the LP tank, unfasten the burner, slip the gas tubes off the gas lines, and lift out the unit. Coat the burners and other metal parts with cooking oil to repel moisture that can build up over the winter and to prevent rust. Then wrap the burner unit in a plastic bag to keep spiders and insects from nesting in the gas tubes during the winter. This is a common problem that can make for balky starts, uneven flames or even a one-alarm fire the next time you light your grill.

If you’re storing your grill outside during the winter, just keep the propane tank connected (but shut off) and put a protective cover over the entire grill when you’re done cleaning it. If you’re storing the grill indoors, don’t bring the tank inside, even into the garage or a storage shed. A small gas leak can cause a huge explosion if the tank is stored in an enclosed space. Instead, disconnect the tank and store it outside in an upright position away from dryer and furnace vents and children’s play areas. Tape a plastic bag over the grill’s gas line opening to prevent insects from nesting.

11. Winterize your sprinkler system

ou don’t have to pay someone to blow out your sprinkler system. You can do it with your own compressor, but be aware that even the largest home compressor isn’t powerful enough to blow out the entire system at once.

If you like number crunching and you have the original irrigation layout showing the gallons per minute (gpm) of each sprinkler head, divide the gpm of each zone by 7.5. That’ll give you the cubic feet per minute (cfm) you need to blow it out. Otherwise, rent a 10-cfm compressor and hose from a tool rental center.

Set the compressor air pressure regulator to a maximum of 80 psi for rigid PVC pipe systems, or 50 psi for flexible black polyethylene pipe. Then turn off the water supply and set the system timer to open just one zone. Next, open the manual drain valve at the end of that zone (if equipped). Then, connect the air line to the blow-out port, as shown. Close off both valves on the backflow preventer. Then remove the plug on the blow-out port and screw in a quick-connect hose adapter. Snap on the air hose and connect the other end to the compressor. Now blow out the line. The heads should pop up and spit out water. Disconnect the hose as soon as they run dry. Don’t overdo the blow-out—without water cooling the plastic gears, they can melt in less than a minute. Move on to the next zone and allow the heads to cool. Then go back and blow out each zone a second time.

12. Seasonal battery storage

You’ve emptied the gas, sealed the exhaust and prepared the engine for seasonal storage. But before you throw the tarp over your boat or roadster for the long winter sleep, think about how you’re going to care for the battery.

Batteries lose their charge when they sit idle, and when that happens, you could wind up with a worthless battery in the spring. To keep batteries healthy, they should be charged every six weeks. But leaving a standard battery charger connected for the whole season isn’t a good idea—that will overcharge the battery and shorten its life. Instead, invest in a ‘battery maintainer.’

Battery maintainers are designed to be left on for the entire offseason. They monitor battery voltage and automatically adjust the charge to avoid under- and over-charging.

13. Drain garden hoses or waste money on replacements

Due to circumstances (laziness), I sometimes neglect to drain garden hoses before putting them away for the winter. Usually, it’s not a problem. But every once in a while, freezing water splits a hose open. I’ve lost a few cheap hoses this way and a super-expensive one (ouch!). That’s just dumb because draining hoses is so quick and easy: Blast out the water with an air compressor or stretch them out on a sloped yard or driveway. If you need to buy a new garden hose, learn how to do a simple test, right in the store, to see if the hose will be kink-free!—Gary Wentz, Editor-in-Chief, Family Handyman

14. Drain mechanical sprinklers or buy a new one in the spring

I bought one of those sprinklers that looks like a little tractor. It’s designed to follow the path of the hose on the ground. It was expensive, but it worked perfectly for my irregular-shaped yard; that is until it spent the winter in my unheated garage. The residual water froze and destroyed the gears inside. The following spring, all it did was dribble water and make a clicking sound. I should have drained it before storing it. Just to be safe, I’ll keep the new one on a shelf in the basement. — Ken Collier

15. Change your furnace filter

Changing your furnace filter is one of the easiest things you can do to keep your furnace in good shape. If you haven’t changed it in a while, make sure you have a fresh one before you turn your furnace on for the first time. Check out the home maintenance tasks smart homeowners do every week.

16. Take a peek at your furnace

Make sure your furnace is in good shape before you really need to use it. With a few tools and some time, you can perform a DIY furnace inspection to head off problems before they start.

17. Check your chimney or risk a fire

Creosote buildup causes chimney fires. You should have your chimney professionally inspected or cleaned after every 70 fires. If you burn wet wood (which you shouldn’t), have it inspected or cleaned every 50 fires.

Don’t remember the last time you had it cleaned by a pro? A quick way to tell if your chimney needs cleaning is to run the point of your fireplace poker along the inside of your chimney liner. If you find a 1/8-in. layer (or more) of buildup, call a chimney sweep. For additional expert chimney maintenance advice, check out what two certified professional chimney sweeps have to say.

18. Stop airflow up the chimney

Fireplace chimneys can be very inefficient, letting your warm inside air disappear like smoke up a chimney. If you have airtight glass doors that seal the opening, you’re in good shape. (The doors are available at fireplace retailers and home centers.) If not, a special balloon or chimney-top damper will get the job done.

For fireplace chimneys that are seldom or never used, inflate a Chimney Balloon inside the chimney to stop the air leaks. Buy it directly from the company. Partially inflate the balloon by mouth or with a pump, then stick it into the chimney and blow it up the rest of the way.

Putting in and taking out the reusable balloon can be messy (here’s when to clean a chimney flue), so you don’t want to hassle with chimney balloons if you regularly use your fireplace. But that doesn’t mean you have to settle for energy loss. Instead, you can install a chimney-top damper system, like the Chim-a-lator, which seals the top of the flue when the chimney’s not in use. A lever in the fireplace controls the damper via a long cable.

Installation involves attaching the damper and screened-in cap to the chimney top, then mounting the lever in the fireplace. If you don’t feel comfortable working on the roof, hire a chimney sweep or mason, who can install the system for you.

19. Check your water heater

Extend the life of your water heater tank and maintain your water heater’s efficiency and safety with a few minutes of basic maintenance once a year. Here are more maintenance tasks that’ll save you time and money in the long run.

20. Winterize your lawn mower

Don’t just shut off your lawnmower and leave it until spring—that’s a bad idea. But winterizing your mower only takes an hour. Give the deck a thorough cleaning. Then, add fuel stabilizer and a few ounces of oil to make sure the engine will start right up without hesitation in the spring.

21. Store outdoor furniture

on’t leave your outdoor furniture exposed to the elements all winter long. At the very least, give your furniture a thorough cleaning and cover it or bring it inside for the season.

22. Take care of those leaves

Once leaves are on the ground, put aside some time to tackle that chore.

23. Deep clean rugs and carpeting

Take advantage of one of those beautiful fall afternoons to give your rugs a deep clean. Take area rugs outside and give them a good shake (or a good whack), then give them a thorough vacuum with your shop vac. Don’t forget our interior carpets—you can rent a carpet cleaner and give your carpet a deep clean before you start hosting holiday gatherings.

24. Get your snowblower ready for service

You’ll want to be sure your snowblower starts before the first big snowfall. Take some time to get your snowblower running and in good order so it’ll be spitting snow as soon as it hits the ground.

25. Get your property ready for snow

Before the snow flies, take a few minutes to inspect your property. Remove rocks, dog tie-out cable, extension cords, holiday light cords, and garden hoses. Then stake out paths that run near gardens so you don’t accidentally suck up rocks and garden edging. Mark your walk and driveway perimeters by pounding in driveway markers. If the ground is frozen, just drill a hole using a masonry bit and your battery-powered drill.

Stayed tuned next week for the next 25 Fall maintenance tasks...

Source: rd.com


Fall Bucket List

- Monday, September 13, 2021
Lallis & Higgins Insurance - Fall Bucket List

Choosing Strong Passwords

- Tuesday, September 07, 2021
Lallis and Higgins Insurance - Choosing Strong Passwords

Strong passwords are the key to your digital life. Be sure to protect your information by utilizing the tips provided in this article.

Digital keys

Passwords are the digital keys to our networks of friends, our work colleagues, and even our banking and payment services. We want to keep our passwords private to protect our personal lives, and that includes our financial information. While some cybercriminals may want to hack into our social networking or email accounts, most want the financial gain that hacking bank accounts can bring.

The most important two passwords are those for your email and social network accounts. If someone gains access to your email account, they could use the "forgot your password?" link on other websites you use, like online shopping or banking sites. If a hacker gets into your social network, they have the ability to scam your friends by sending out links to dangerous websites or posting fraudulent messages asking for money. The bottom line is that a good password is all that may stand between you and a cybercriminal.

How is it done?

There are many ways that hackers can crack your password outside of phishing attempts and spyware. One method is by attempting to log on to your account and guessing your password based off of personal information gained from your security questions. This is why it is extremely important not to include any personal information in your passwords.

Another way that hackers can attempt to gain access to your password is via a password cracker. A password cracker uses brute force by using multiple combinations of characters repeatedly until it gains access to the account.

The shorter and less complex your password is, the quicker it can be for the program to come up with the correct combination of characters. The longer and more complex your password is, the less likely the attacker will use the brute force method, because of the lengthy amount of time it will take for the

program to figure it out. Instead, they’ll use a method called a dictionary attack, where the program will cycle through a predefined list of common words that are used in passwords.

How You Can Create a Secure Password

In order to avoid being a victim of these kinds of hacks, we’ve amassed a collection of Do’s and Don’ts on how to choose a secure user password*.

*A secure password is one a hacker can't easily guess or crack using software tools and one that is unique and complex.

Do use Two-Factor Authentication (2FA) whenever possible. 2FA adds another layer of security to any account you may be logging into. When using 2FA, you can choose two of three types of identification to provide:

  1. A password or pin number.
  2. A tangible item such as the last 4 digits of a credit card in your possession or a mobile device that a code can be sent to.
  3. A part of you such as a fingerprint or voiceprint.

Do use a combination of uppercase and lowercase letters, symbols and numbers.

Don't use commonly used passwords such as 123456, the word "password," “qwerty”, “111111”, or a word like, “monkey”.

Do make sure your user passwords are at least eight characters long. The more characters and symbols your passwords contain, the more difficult they are to guess.

Don't use a solitary word in any language. Hackers have dictionary-based systems to crack these types of passwords. If you insist on using a word, misspell it as much as possible, or insert numbers for letters. For example, if you want to use the phrase “I love chocolate” you can change it to @1L0v3CH0c0L4t3!

Don't use a derivative of your name, the name of a family member or the name of a pet. In addition to names, do not use phone numbers, addresses, birthdays or Social Security numbers.

Don’t use the same password across multiple websites. If remembering multiple passwords is an issue, you can use a password manager such as Norton Identity Safe to securely store your passwords.

Do use abbreviated phrases for passwords. You can choose a phrase such as "I want to go to England." You can convert this phrase to an abbreviation by using the first letters of each word and changing the word "to" to a number "2." This will result in the following basic password phrase: iw2g2e. Make it even more complex by adding punctuation, spaces or symbols: %iw2g2e!@

Don't write your passwords down, share them with anyone or let anyone see you log into devices or websites.

Do change your passwords regularly.

Do log out of websites and devices when you are finished using them.

Don't answer "yes" when prompted to save your password to a particular computer's browser. Instead, rely on a strong password committed to memory or stored in a dependable password management program. Norton Security stores your passwords securely and fills them in online in encrypted form.

If all of this is too much for you, you can simplify this process by using the Norton Identity Safe Password Generator. It will allow you to customize your password by length, and gives you the choice of including letters, numbers, mixed case and punctuation.

This may seem like a long, complicated process to go through just to log into a website, however, it is not as complicated as a cybercriminal gaining access to your passwords and stealing your identity. Just remember that a bit of legwork now can protect you from extremely compromising situations in the long run.

us.norton.com



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