Lallis and Higgins Blog

Fall Bucket List

- Monday, September 13, 2021
Lallis & Higgins Insurance - Fall Bucket List

Choosing Strong Passwords

- Tuesday, September 07, 2021
Lallis and Higgins Insurance - Choosing Strong Passwords

Strong passwords are the key to your digital life. Be sure to protect your information by utilizing the tips provided in this article.

Digital keys

Passwords are the digital keys to our networks of friends, our work colleagues, and even our banking and payment services. We want to keep our passwords private to protect our personal lives, and that includes our financial information. While some cybercriminals may want to hack into our social networking or email accounts, most want the financial gain that hacking bank accounts can bring.

The most important two passwords are those for your email and social network accounts. If someone gains access to your email account, they could use the "forgot your password?" link on other websites you use, like online shopping or banking sites. If a hacker gets into your social network, they have the ability to scam your friends by sending out links to dangerous websites or posting fraudulent messages asking for money. The bottom line is that a good password is all that may stand between you and a cybercriminal.

How is it done?

There are many ways that hackers can crack your password outside of phishing attempts and spyware. One method is by attempting to log on to your account and guessing your password based off of personal information gained from your security questions. This is why it is extremely important not to include any personal information in your passwords.

Another way that hackers can attempt to gain access to your password is via a password cracker. A password cracker uses brute force by using multiple combinations of characters repeatedly until it gains access to the account.

The shorter and less complex your password is, the quicker it can be for the program to come up with the correct combination of characters. The longer and more complex your password is, the less likely the attacker will use the brute force method, because of the lengthy amount of time it will take for the

program to figure it out. Instead, they’ll use a method called a dictionary attack, where the program will cycle through a predefined list of common words that are used in passwords.

How You Can Create a Secure Password

In order to avoid being a victim of these kinds of hacks, we’ve amassed a collection of Do’s and Don’ts on how to choose a secure user password*.

*A secure password is one a hacker can't easily guess or crack using software tools and one that is unique and complex.

Do use Two-Factor Authentication (2FA) whenever possible. 2FA adds another layer of security to any account you may be logging into. When using 2FA, you can choose two of three types of identification to provide:

  1. A password or pin number.
  2. A tangible item such as the last 4 digits of a credit card in your possession or a mobile device that a code can be sent to.
  3. A part of you such as a fingerprint or voiceprint.

Do use a combination of uppercase and lowercase letters, symbols and numbers.

Don't use commonly used passwords such as 123456, the word "password," “qwerty”, “111111”, or a word like, “monkey”.

Do make sure your user passwords are at least eight characters long. The more characters and symbols your passwords contain, the more difficult they are to guess.

Don't use a solitary word in any language. Hackers have dictionary-based systems to crack these types of passwords. If you insist on using a word, misspell it as much as possible, or insert numbers for letters. For example, if you want to use the phrase “I love chocolate” you can change it to @1L0v3CH0c0L4t3!

Don't use a derivative of your name, the name of a family member or the name of a pet. In addition to names, do not use phone numbers, addresses, birthdays or Social Security numbers.

Don’t use the same password across multiple websites. If remembering multiple passwords is an issue, you can use a password manager such as Norton Identity Safe to securely store your passwords.

Do use abbreviated phrases for passwords. You can choose a phrase such as "I want to go to England." You can convert this phrase to an abbreviation by using the first letters of each word and changing the word "to" to a number "2." This will result in the following basic password phrase: iw2g2e. Make it even more complex by adding punctuation, spaces or symbols: %iw2g2e!@

Don't write your passwords down, share them with anyone or let anyone see you log into devices or websites.

Do change your passwords regularly.

Do log out of websites and devices when you are finished using them.

Don't answer "yes" when prompted to save your password to a particular computer's browser. Instead, rely on a strong password committed to memory or stored in a dependable password management program. Norton Security stores your passwords securely and fills them in online in encrypted form.

If all of this is too much for you, you can simplify this process by using the Norton Identity Safe Password Generator. It will allow you to customize your password by length, and gives you the choice of including letters, numbers, mixed case and punctuation.

This may seem like a long, complicated process to go through just to log into a website, however, it is not as complicated as a cybercriminal gaining access to your passwords and stealing your identity. Just remember that a bit of legwork now can protect you from extremely compromising situations in the long run.

us.norton.com


When Is the Best Time To Buy a Car?

- Monday, August 30, 2021
Lallis and Higgins Insurance - Buying A Car

Getting a great deal on a new car takes patience and strategic thinking. Salespeople at car dealerships have a lot of leeway when it comes to negotiating prices and included features. Regardless of whether you feel you are good at wheeling and dealing, you can greatly increase your chances of landing a great deal on your next new vehicle by simply figuring out the best time to buy a car.

We are committed to helping our customers save money not just on auto insurance but on all the things that are important in their lives. That is why we have compiled this article detailing the best and worst time to buy a new car. Use this guide when you are preparing to buy your next car or truck, and then let us know in the comments how you did.

What Are the Best Months To Purchase a New Car?

Believe it or not, by shopping during ideal months of the year, you can often land extremely good deals, even without putting much effort into your negotiations. These are the best months to shop:
  • November/December: At this time of year, salespeople are desperate to make a large number of sales, and the managers at the dealerships are likely to permit them to make extremely good offers. This is because the dealerships have year-end quotas that they are striving to achieve and this will translate into greater incentives for the sales staff, including bigger bonuses. When you walk into a showroom at this time of year, be prepared to have the sales staff bend over backward to ensure that you leave with keys to a new car.
  • August/September: Unless you are determined to own the most recent year’s model of a particular vehicle, this may be the best time to shop. This is when the next year's model shows up on showroom floors. Dealerships will be desperate to get rid of current year models to make room for new cars. Although the next year’s model may have a few added features and different styling, the differences between cars from one model year to the next are usually not that great. Remember, even though the car may be one model-year older, it is still a brand new car.

What Are the Worst Months To Purchase a New Car?

Of course, there are times of year that you are less likely to be able to negotiate a good deal. That is when dealerships are already very busy, inventory is moving nicely and the sales staff is not worried about meeting quotas. These are the worst months to make a purchase:

  • February/March: This is when people start receiving tax refunds. Many people like to wait out the winter with old vehicles and then trade them in and use tax refunds as down payments on new cars. Dealerships are often very busy at this time of year, and great deals are scarce.
  • April/May: This is when high school and college seniors are preparing to graduate, and many parents are buying them vehicles as graduation presents. Also, this is when the weather vastly improves, and many people feel more motivated to drive. Car dealerships rarely suffer from low sales during these months.

Are There Better Times of Year To Purchase Specific Types of Cars?

There are certain times of year when you are at an advantage for buying some kinds of vehicles. For example, look at these vehicles:

  • Convertibles/Sports cars: For those who live in northern states where heavy snow and harsh winter weather is an issue, the purchase of a convertible or sports car is best handled in the winter months. Sports cars typically have rear-wheel drive, which gives the car a tendency to spin out of control, and convertibles lose their appeal when the top is up. If you are looking to purchase one of these cars, keep in mind that any car dealership will be more than happy to get one of these vehicles off their lot in the winter.
  • Trucks and SUVs: The appeal of these vehicles for many is that they offer four-wheel or all-wheel drive, which makes for better road-control in the winter months. In the summer months, however, sales on these types of vehicles tend to drop. You may be able to negotiate a better deal by purchasing when the weather is warm. Another good time to purchase this type of vehicle, if you have your heart set on owning one, is when gas prices rise. As fuel costs go up, people tend to prefer to purchase high-gas-mileage vehicles, and sales on trucks and SUVs suffer.

What Is the Best Time of Day To Purchase a New Car?

Once you have completed your research and test-drives and you know which vehicle you want to buy, it may be in your best interest to walk into the dealership when it is close to closing time. Salespeople and the dealership management will still be happy to wait on you. Because they will be anxious to get home after a long day, however, they may be less likely to push hard on their side of the negotiations and may be willing to offer you a fantastic deal just to make the sale as quickly as possible.

For the Best Prices, Know When To Buy a New Car

Remember, knowing when to buy a car is everything. Use timing to your advantage when shopping so you can make a great deal on your next new car. No matter what timing you chose, make sure you're covered from an insurance perspective. It's strongly advised that you have an independent professional source the auto coverage you need. An independent agent is ready to help.


Sharing the Road with a School Bus

- Wednesday, August 25, 2021
Lallis & Higgins Insurance - Sharing the Road with a School Bus

The new school year is approaching fast, and soon many kids will be relying on school buses to get to class. Fortunately, school buses are one of the safest forms of transportation for traveling to and from school. So though the everyday routine may not be as exciting as taking a ride on The Magic School Bus, students know they can rely on school bus drivers to get them to class both on time and safely.

The greatest dangers students face don't occur while riding the bus, but rather while boarding the bus. Negligent drivers who forget or ignore the rules that come with sharing the road with school buses are a major threat to students who need to cross the street to reach their ride. Even if you feel as if you are knowledgeable of all there is to know about school bus safety, a quick refresher on common school bus procedures is always a good idea.

To prepare for the new school year, here is a review of the different kinds of lights on school buses and how to react when you see them:

Hazard Lights – Proceed with caution.

Located towards the lower half of the bus near the taillights, the hazard lights begin flashing when a bus has stopped to let children aboard, but they won't be crossing the road to reach it. Motorists are allowed to pass the bus when these lights are on, but they are warned to be extremely cautious and alert while doing so.

Flashing red lights signal that all traffic in both directions must stop immediately.

Flashing Yellow Lights – Prepare to stop…

Bus drivers trigger the flashing yellow lights on the upper half of the bus as a warning that they are about to stop. They are typically activated about 200 feet prior to stopping. Once the bus actually stops, the flashing red lights will go on and all traffic will also be required to stop.

Flashing Red Lights – STOP!

The flashing red lights on the upper half of the bus, which may be accompanied by the protruding stop sign on the side, signal that all traffic in both directions must stop immediately. Whether you are driving behind the bus, in a lane going the opposite direction of a bus, or on a street intersecting the one the bus is on, it is imperative that you stop. It's illegal to pass a school bus while the red lights are flashing, for doing so would endanger the children who are boarding.


Get Back-to-School Ready!

- Monday, August 16, 2021

Ahhh… those lazy summer days are over. Days of sunsets on the beach, splashing in the water and sticky popsicle hands are over. Onto early mornings and homework nights if you have a child in school. But, have no fear, our checklist should provide some help in packing that backpack for the next step in your child's future.

We have compiled a list of some of our favorite school supplies for your viewing pleasure and in case you need a little help in packing your child's supplies:

  • Pencils (mechanical, No.2 or scratch and sniff) we think they all write the same
  • Pencil sharpener
  • Erasers
  • Pens
  • Highlighters
  • Colored pencils
  • Glue sticks
  • Water-based markers
  • Calculator (make sure it's the one required by the class)
  • Folders, the ones with pockets
  • A ruler
  • Scotch tape
  • Stapler
  • College ruled and wide ruled paper
  • Composition notebook
  • Small notepad (for those doodling moments, at lunch of course)
  • Lunch box
  • Backpack (make sure it's supportive and sturdy)
  • Hand sanitizer (if the school allows it)
  • Tissues

How to Tow Your Golf Cart on a Trailer

- Tuesday, August 10, 2021
Lallis & Higgins Insurance - Golf Cart Guide

Towing a golf cart or moving it from one course to another is simple enough when you’re aware of the steps that you need to follow.

The Best Way to Tow your Golf Cart

At some point you’ll have to tow your golf cart from your home to the golf course. Other situations when towing a cart would arise is when you’re travelling to an interstate course, or taking your cart in for maintenance.

Towing a golf cart is a moderately easy procedure, but you will need to take care of your cart and follow a procedure.

Here are some simple steps which explain the best way to your golf cart so you understand the process better.

These are the steps on how to tow a golf cart on a trailer:

  1. First, it’s mandatory to connect a durable trailer to your towing vehicle. Then you need to attach a ball receiver over the top of the available hitch ball. Then attach a hitch ball to the tow hitch of the trailer. Don’t forget to lift the hitch latch present found on the trailer's ball receiver.
  2. Now it’s time to secure the ball receiver. You can do this by pulling down the latch. Make sure to secure the latch with a pin or a lock, through the small hole which is located at the front part of the latch. This will secure your trailer and keep it “locked in”.
  3. Next you have to connect a wired harness from the tow vehicle to that of the trailer. If required, make sure to drop the ramp gate of the trailer. For that, it is vital to remove side latch pins. Doing this helps in releasing the trailer gate. If there is no sign of a gate, then place two ramps at the edge of the trailer and then just drive your golf cart in.
  4. Now the time has come to load in your cart. For this step you have to push the golf cart right towards the front portion of the trailer’s rail. Make sure to set your parking brake on the trailer. You need to use a ratchet or the tie-down straps to ensure that your golf cart is securely placed on the trailer.
  5. The final step is to close the ramp and secure it using latch pins. It’s now time to tow the trailer just below the allowable speed limit. If you have to make a turn or pass any vehicle, be sure to drive very carefully. Avoid any sharp turns or lane changes.

Source: golfstorageguide.com


How to Prepare for a Hurricane or Other Tropical Storm

- Tuesday, August 03, 2021
Lallis & Higgins Insurance - Hurricane Season

Make a Plan.

Hurricane season starts on May 15 in the north Pacific and June 1 in the Atlantic and the Caribbean. It ends on November 30. Before hurricane season each year, make sure you and your family are prepared by planning ahead.

  • Write down emergency phone numbers and keep them on the refrigerator or near every phone in your house. Program them into your cell phone too.
  • Prepare an emergency supply kit.
  • Locate the nearest shelter and different routes you can take to get there from your home. If shelter locations in your area have not been identified, learn how to find them in the event of a stormexternal icon.
  • Pet owners: Pre-identify shelters, a pet-friendly hotel, or an out-of-town friend or relative where you can take your pets in an evacuation. Local animal shelters may be able to offer advice on what to do with your pets if you are asked to evacuate your home.

Gather emergency supplies.

During and after a hurricane, you may need supplies to keep your family safe and healthy. Remember that a hurricane could cut off your power and water supply. You also may not be able to drive because of damage to your car. Roads may be flooded or blocked.

That’s why it’s best to be prepared—stock up on everything you might need now. Be sure to prepare the following:

  • An emergency food and water supply.
  • An emergency medicine supply.
  • Emergency power sources such as flashlights (don’t forget extra batteries).
  • Safety and personal items.
  • Important documents, including medical documents, wills, passports, and personal identification.
  • A fire extinguisher. Make sure your family knows where to find it and how to use it! Read the National Fire Protection Association’s tips for using fire extinguishersexternal icon.

Know the difference between a hurricane “watch” and “warning.”

Listen for National Weather Service alerts on TV or radio or check for them online. There are two kinds of alerts:

  • A hurricane watch means hurricane conditions (sustained winds of 74 miles per hour [mph] or higher) are possible in a stated area. Experts announce hurricane watches 48 hours before they expect tropical-storm-force winds (sustained winds of 39 to 73 mph) to start.
  • A hurricane warning is more serious. It means hurricane-force winds are expected in a stated area. Experts issue these warnings 36 hours before tropical-storm-force winds are expected in the area to give people enough time to prepare for the storm.

For more information about hurricane watches and warnings, check out the National Weather Service’s Hurricane Centerexternal icon. If you hear that there is a hurricane watch or warning in your area, you can take steps to get ready.

Get your car ready.

Make sure your car is ready before the storm hits.

  • Fill your car’s gas tank.
  • Move cars and trucks into your garage or under cover.
  • Always keep an emergency kit in your car.
  • Visit Ready.govexternal icon for information on how to prepare your car and what to include in your kit.

If you don’t own a car, consider making plans with friends or family or call authorities to get a ride if you need to evacuate.

Get your family and pets ready.

  • Go over your emergency plan with your family.
  • Keep checking for updates about the storm. Watch TV, listen to the radio, or check online.
  • Call the hospital, public health department, or the police about special needs. If you or a loved one is older or disabled and won’t be able to leave quickly, get advice on what to do.
  • Put pets and farm animals in a safe place. Read more about pet safety during an emergency.

Get your home ready.

  • Clear your yard. Make sure there’s nothing that could blow around during the storm and damage your home. Move bikes, lawn furniture, grills, propane tanks, and building material inside or under shelter.
  • Cover up windows and doors. Use storm shutters or nail pieces of plywood to the outside window frames to protect your windows. This can help keep you safe from pieces of shattered glass.
  • Be ready to turn off your power. If you see flooding, downed power lines, or you have to leave your home, switch your power off.
  • Fill clean water containers with drinking water. You’ll want to do this in case you lose your water supply during the storm. You can also fill up your sinks and bathtubs with water for washing.
  • Check your carbon monoxide (CO) detector’s battery to prevent CO poisoning

Be ready to evacuate or stay at home.

Always listen to authorities regarding whether you should evacuate or stay at home.

If a hurricane is coming, you may hear an order from authorities to evacuate (leave your home). Never ignore an order to evacuate. Even sturdy, well-built houses may not hold up against a hurricane. Staying home to protect your property is not worth risking your health and safety.

You may hear an order to stay at home. If driving conditions are dangerous, staying at home might be safer than leaving.

If you need to evacuate:

  • Grab your emergency supply kit and only take what you really need with you (cell phone, chargers, medicines, identification like a passport or license, and cash).
  • Unplug your appliances. If you have time, turn off the gas, electricity, and water.
  • Follow the roads that emergency workers recommend even if there’s traffic. Other routes might be blocked or flooded. Never drive through flooded areas—cars and other vehicles can be swept away or may stall in just 6 inches of moving water.
  • Contact your local emergency management office and ask if they offer accommodations for owners and their pets. Learn more about evacuating with your pet.

If you need to stay home:

  • Keep your emergency supply kit in a place you can easily access.
  • Listen to the radio or TV for updates on the hurricane.
  • Stay inside. Even if it looks calm, don’t go outside. Wait until you hear or see an official message that the hurricane is over. Sometimes, weather gets calm in the middle of a storm but then quickly gets bad again.
  • Stay away from windows—you could get hurt by pieces of broken glass or flying debris during a storm. Stay in a room with no windows, or go inside a closet.
  • Be ready to leave. If emergency authorities order you to leave or if your home is damaged, you may need to go to a shelter or a neighbor’s house.

Source: cdc.gov


What Flood Insurance Covers

- Tuesday, July 27, 2021

In the event of a flood, your National Flood Insurance Program (NFIP) policy covers direct physical losses to your structure and belongings.

What does my policy cover?

Purchasing flood insurance will help protect the things you value. The NFIP offers two types of coverage – building coverage and contents coverage – to protect your home and belongings. Here are examples of what’s covered with NFIP flood insurance:

Building coverage protects your:

  • Contents coverage protects your:
  • Electrical and plumbing systems
  • Furnaces and water heaters
  • Refrigerators, cooking stoves, and built-in appliances like dishwashers
  • Permanently installed carpeting
  • Permanently installed cabinets, paneling, and bookcases
  • Window blinds
  • Foundation walls, anchorage systems, and staircases.
  • Detached garages
  • Fuel tanks, well water tanks and pumps, and solar energy equipment

Contents coverage protects your:

  • Personal belongings such as clothing, furniture, and electronic equipment
  • Curtains
  • Washer and dryer
  • Portable and window air conditioners
  • Microwave oven
  • Carpets not included in building coverage (e.g., carpet installed over wood floors)
  • Valuable items such as original artwork and furs (up to $2,500)

What isn’t covered by flood insurance?

When determining coverage, the cause of flooding matters.

Flood insurance covers losses directly caused by flooding. In simple terms, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties.

For example, damage caused by a sewer backup is covered if the backup is a direct result of flooding. If the sewer backup is not caused directly by flooding, the damage is not covered.

Have questions about your coverage? Talk to Lallis & Higgins Insurance about what is and isn’t covered by your policy.

Source: floodsmart.gov


Home Renovation Projects That Impact Your Insurance

- Monday, July 19, 2021
Lallis and Higgins Insurance - Home Renovation Projects

Thinking about a DIY home improvement project? Maybe a new kitchen or bathroom makeover?

If project excites you, you’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. While saving money is satisfying, the sense of accomplishment DIYers feel is even better.

But before you pick up a hammer or grab a paintbrush, you’ll need to do some homework. As you draw plans, budget, purchase materials and secure permits, you also need to think about home insurance. Talk to your Trusted Choice Independent Insurance Agent before you start work. Your agent can help you assess the unexpected risks of your project.

Here are five common renovation projects that may require additional insurance:

Kitchen renovation

Maybe you’ve been dreaming of a new kitchen, one with quartz countertops and Wi-Fi-enabled appliances. Kitchen remodels can add convenience and significant value to your home, but there are a few insurance considerations:

  • Depending on your level of experience, you may need the help of a plumber or electrician. Make sure the contractors you hire are bonded and insured. Do they carry liability insurance? Ask to see their certificate of coverage.
  • Check with your agent to see if you should increase your homeowners coverage. If your renovation substantially increases the value of your house, you could be underinsured if you haven’t raised your limits. Generally, you need enough insurance to replace 80% of your home’s value.
  • Will friends be helping you? Ask your agent about adding no-fault coverage or raising your medical expenses coverage.

Bathroom makeover

You have visions of a soaking tub, new vanities and imported marble tile. Sounds delightful, but keep these points in mind:

  • You may need a plumber to help you move a water line or drain. Bear in mind that water damage caused by your faulty workmanship won’t be covered by your homeowners policy. On the other hand, if you use a contractor, their business insurance should cover the damage to your home.
  • Will that expensive marble be sitting in your driveway after it’s delivered? Costly materials have a way of walking away from a job site. Check to see if your policy covers theft or damage to your building materials.

Home office

You’ve decided to convert a spare bedroom into a home office. It’s an easy renovation, but here are some insurance considerations:

  • Most homeowners policies only provide limited coverage (up to about $2,500) for office equipment. If you have items that exceed that amount, you’ll need additional coverage. Your agent can recommend some options.
  • If you’re doing work for your firm at home, make sure you’re covered by the company’s business and workers’ compensation policies. If you’re self-employed, you may need a separate business policy, especially if clients visit your house.

Sunroom

You’ve always wanted a room off the kitchen to take advantage of the morning sun. Sunrooms can provide enjoyment year-round, but you do need to keep a few things in mind:

  • Talk to your agent about adding a new room to your homeowners policy. You may be able to get a discount if you install energy-efficient windows or heavy-duty locks on an exterior door.
  • Is the project insured against severe weather? Theft or vandalism? You may need a builders risk policy.

Finished basement

You’re planning to create extra living space in the basement for your growing family. You’ve contracted to have a French drain and a sump pump installed to prevent water from leaking in. You’ve also decided to live in a friend’s house while you work on the project.

Considerations:

  • If your house is unoccupied during construction, you may need vacant home insurance.
  • Be sure to get a warranty on the French drain. Flooding isn’t covered by homeowners insurance. However, you can add water backup coverage to your policy to pay for damage if your sump pump fails.
  • Game room? Home theater? Extra bathroom? You may need to increase the limits on your homeowners policy. On the other hand, upgrading old wiring or installing a security system could lower your premiums.

If you’ve got the home renovation bug, maybe it’s time you joined the ranks of millions of satisfied DIYers. Just remember to contact your Trusted Choice insurance agent to get your insurance needs squared away. Then you can hammer to your heart’s content.


Summer Grilling Tips

- Monday, July 12, 2021
Lallis & Higgins Insurance - Summer Grilling Tips

America has a longstanding love affair with a classic backyard barbecue. Whether the snow has barely melted or it’s blazing hot outside, people across the country will find almost any excuse to fire up their beloved grill or smoker for a delicious meal with a flame-broiled or smoky flavor.

Whether you’re entertaining a houseful of guests or grilling up a simple meal for you and the family, grill safety is a must for everyone from the first-time-cook to the grill master.

Before you fire up, be sure your backyard barbecue is hazard-free with these grill safety tips.

Before Grilling

  • Never light your grill or smoker inside the garage, workshop or other indoor space.
  • Keep your grill in a well-ventilated area and at least 10 feet from your home, fences and trees or hanging branches or plants. If it’s a windy day, use extra caution and put even more space between your grill and anything that could catch on fire.
  • Be sure your grill is situated on a flat, stable surface.
  • If using a gas grill, check the gas line and connections before lighting the grill.
  • Check burners for rust.
  • Inspect tubes that extend from the burner to the control valves regularly.

While Grilling

  • Always use a light stick or mechanical lighter to light your grill.
  • If using a charcoal grill, use enough charcoal to cover the base about two inches deep.
  • Allow lighter fluid to soak into charcoal for a few minutes before lighting the coals.
  • Stand back when lighting the grill.
  • Don’t wear loose clothing while grilling.
  • Never leave a lit grill unattended.
  • Use long-handled, flame retardant tools and insulated mitts when grilling.
  • Never use water to put out a grease fire. Instead, spread baking soda over the flames.
  • Keep a fire extinguisher nearby in case of a fire.
  • Keep children and pets away from the grill and lighter, and store lighter fluid and matches or lighters where they cannot be easily accessed.

After Grilling

  • Allow your grill to cool completely before moving it.
  • Store extra propane cylinders outdoors.
  • Turn off all burners and propane cylinders when you’re done grilling.
  • Allow coals to burn out completely or soak in water before emptying them into a non-combustible container.
  • Wrap cool ashes in foil and place in an empty non-combustible container.
  • Store unused charcoal in a metal container with a lid.
  • Keep your grill clean and remove grease or fat buildup from the grates and the tray below the grill.

Happy Summer!

Source: cphostaccess.com



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