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Thanksgiving Reflections from Our Team to Yours

- Monday, November 23, 2020
Thanksgiving Reflections from Our Team to Yours

We have all been challenged this year. But, never have we felt closer to our family, staff, customers, and vendors. For this we can give Thanks. The Covid-19 pandemic challenged our business as it did each and every business across our great nation. But, we would like to share with you the positives that came out of this experience.

Our families, our staff, our customers, and our vendors all remind us of the blessing it is to own and operate. The support that you have all provided, and continue to provide, during one of the most troubling and challenging times in American history is nothing short of humbling. That we in our own way returned some of that support to you has us arriving this Thanksgiving season with a deeper appreciation for our relationship with you. We move forward with an extraordinary focus to ensure that the quality of our service meets your needs, expectations, and earns your continued and highly valued trust. We do this with confidence that, together, we all will make it through the unique challenges that lay ahead.

In many ways we have more to be thankful for this year than ever before. This Thanksgiving season, we continue to reflect, recognize, give thanks, and be warmed by you all. As always, we invite you to contact us anytime with ideas, questions, and/or concerns. Thank you, and sincere "Happy Thanksgiving" wishes to you all!

Preparing Your Motorcycle for Winter Storage

- Monday, November 16, 2020
Lallis and Higgins Insurance - Motorcycle Insurance

You live in a climate where the temperature starts dropping in October and there's a strong chance of snow from November through February. So, you are most likely thinking about putting your motorcycle away for the winter.

Your motorcycle is an investment of your finances and your time, and it's important to think about keeping it clean and safe while the weather is cold and snowy. Wherever you may choose to keep it for the winter season, remember these tips from the Foremost Insurance Group and the American Motorcyclist Association:

Clean it up

Give your bike a good wash and wax and cover it with a breathable cloth cover. This will keep dirt and dust, or other airborne matter in your garage, from settling on your bike.

Gas it up

Top off your tank and add the recommended amount of fuel stabilizer. Stabilizer prevents your fuel from breaking down and producing a brown residue that can coat your carburetor. Run your engine for a few minutes to circulate the treated gas. Since gas is flammable, do not store a motorcycle with a full tank of gas in an area where there is open flame, pilot lights, sparks or motors.

Change the oil

Just before you put your motorcycle into storage, change the oil. Used oil that sits in your bike all winter becomes corrosive and can damage your motorcycle's parts.

Check the coolant

Since motorcycles are not used in freezing temperatures, many riders overlook the use of coolant. Use a floating-ball device to check if your coolant level is sufficient to resist freezing. If it's low, always add according to the manufacturer's directions.

Charge the battery

Remove your battery, store it at a temperature above 32 degrees and trickle-charge it once a month. If you're able to run the bike once a month, leave the battery in the bike and disconnect the negative cable end.

Remember the tires

If you can manage it, store your bike with the motorcycle off the ground. If you can't do this, make sure the tires are properly inflated, set the bike on its stand and rotate the front tire every so often to avoid flat spots.

By taking the time to properly prepare your motorcycle for storage, you'll save more time in the spring when you want to take your motorcycle out on the open road.

Motorcycle insurance

It's important that you have the right motorcycle insurance. You need an insurance policy that offers the coverages that are important to your specific bike and lifestyle. Take a look at our coverage options on our motorcycle insurance page, or get a quote.

Important things to look for when choosing a specialized motorcycle insurance policy:

  • Safety Apparel Coverage to protect your investment in helmets, leathers, gloves and any other clothing designed to minimize injury in the event of an accident.
  • Optional Equipment Coverage for chroming, custom painting, side cars or anything else that was not included as standard by the manufacturer.
  • Optional Towing and Roadside Assistance in case your bikes breaks down and can't be ridden when you're away from home because you run out of gas, get a flat, or have other mechanical issues.
  • Optional Replacement Cost Coverage on bikes purchased new and insured within 30 days.
  • Flexible payment plans so you can choose the plan that best fits your budget.
  • Deductible and coverage limit options.
  • Premium discounts.

For more information on motorcycle insurance, contact Lallis & Higgins Insurance.


Tips for Keeping a Fire Safely in its Fireplace

- Monday, November 09, 2020
Lallis & Higgins Insurance, Quincy, Weymouth, MA

If you have a fireplace, you probably like having a crackling fire on a cold winter's night. Watching the light dance on the walls and enjoying its warmth is one of the most charming aspects of the otherwise cold and harsh season.

Yep, there's definitely something alluring about having a fireplace in your home. According to the Hearth, Patio, and Barbeque Association (HPBA), a fireplace ranks second among the top features buyers seek in a home! Additionally, approximately 80% of American homes have a fireplace, hearth, or pellet stove.

Unfortunately, the perks of having a fireplace also come with a bit of responsibility. Any homeowner with a fireplace should know that the desire for a crackling fire also requires a lifetime commitment to make sure it is in proper working order. Here are eight basics of preventative wood burning fireplace maintenance:

Have the chimney inspected annually, and when necessary, cleaned by a professional chimney sweep.

Install a chimney cap on top of the stack to help ensure that debris or animals don't block the flue.

Install working smoke and carbon monoxide detectors and have a fire extinguisher.

According to the Chimney Safety Institute of America, there are over 25,000 chimney fires each year in the United States, accounting for over 120 million dollars in damage to property! Most of these occur because the chimney hasn’t been swept lately, so if you’ve followed our instruction above, you should be good to go.

Additional precautions should be taken when you use the fireplace:

Make sure the area around the fireplace is clear of potentially flammable objects and materials.

You may be surprised to learn that heating systems are the second highest cause of home fires, just after cooking! Everyday objects like nail polish, plastic toys and polyester plants are extremely flammable and should not be left anywhere near a fireplace.

Clean out the ashes from your previous fire and store them in a non-combustible container until you can properly dispose of them.

If the layer of ashes on your hearth is deep enough that it comes in contact with the grate, that grate may burn out and decrease its lifespan. Excess ashes also reduce the volume of wood that can be placed in the fireplace.

Give the ashes from a wood-fire a good 24 hours to cool down before removal.

Use a fireplace grate.

These grates allow for a better-quality burn, better drafting, and the protection of your fireplace floor. Use either a steel bar, caste iron, or grate heater depending on the frequency of use.

Never leave a fire unattended.

Do not close the damper until the embers have completely burned out.

If you are the proud owner of a gas fireplace, this resource provides great information and recommendations about how you can best care for that investment. Now go enjoy that warm and toasty glow.


New Registration Drop Off Central Distribution Process

- Monday, November 02, 2020
New Registration Drop Off Central Distribution Process


Posted by MAIA on October 30, 2020

Effective Monday, November 2nd, certain plates and/or registrations ordered through Registration Drop Off Centers will be centrally distributed and mailed from the new Lowell Fulfillment Center. Centrally distributed plates will now be sent from both Lowell and Quincy Headquarters.

Plates/registrations will be mailed to owners if they have a Massachusetts state-assigned number (S/SA#). Customers who do not have a state-assigned number will still need to pick up their plates/registrations at the Registration Drop Off Center.

This applies both to transactions dropped off by individual customers and by commercial customers (such as agents and runners). Process for Runners and Agents

When dropping of transactions, runners/agents must separate transactions for Individual Customers (with or without S/SA numbers) from transactions for Businesses (with FIDs).

For Individual Customers, the runner/agent will return to pick up the Temporary Plate in a Temporary Plate Sleeve and the Temporary Registration to pass along to the Individual Customer. The permanent plates/registration will be mailed to the customer within 7 business days of confirmation of payment.

For Business Customers, the runner/agent will return to pick up the License Plate, Decal, and Certificate of Registration to pass along to the Business. Revised Documentation

The following documents have been revised due to this change. The revised versions will be posted to the RMV website on November 2nd.

Note: For the form for commercial customers, there is no longer a separate version for each drop off location. They have been consolidated into just one form. Questions?

The RMV has created a webpage for COVID-19 information. Please visit

Winter Checklist Before Heading South

- Monday, November 02, 2020
Lallis & Higgins, Weymouth, Quincy, MA

Are you a snowbird? If you flock to a warmer climate during winter, you know that preparing your home before you leave is a tedious, sometimes difficult task. However, creating a thorough winter checklist can help protect your house against theft, water damage and other unwanted surprises. To help ensure everything goes smoothly, here are some important things to remember as you pack up and secure your home for the winter!

Forward your mail.

This is something you can do without leaving your house! Try logging on to and clicking the "Track & Manage" tab. The United States Postal Service (USPS) can forward your mail for up to one year. For flyers or anything else that comes to your door, ask a neighbor or a family member to occasionally check your home for anything that accumulates on your doorstep or in your mailbox.

Do not turn off the heat!

Set your thermostat between 55 and 60 degrees. If the house temperature is too low, your water pipes could freeze.

Shut off the water.

Doing this minimizes the risk of a flood. Be sure to turn off any valves inside, including automatic irrigation systems. To avoid any type of water leaks, it's always an option to have your pipes drained by a professional.

Prep your appliances.

Depending on how long you'll be gone, consider unplugging your refrigerator to cut down on energy costs. Be sure to clean it, throw out all of the food and leave the fridge doors open to prevent mildew. Other appliances you can unplug are your washer and dryer, microwaves and televisions.

Perform exterior maintenance.

If you live in a snowy area, arrange for someone to plow your driveway and sidewalks to avoid any liability issues. Make sure to also clean out your gutters so water drains easily. And of course, don't leave out any outdoor furniture or flowerpots that could blow away in the wind – put these items in storage!

Perform indoor maintenance.

Check your smoke alarm and make sure it has brand new batteries. If you have a chimney, close the flue to keep out any unwanted visitors such as birds, bats or squirrels. Putting a guard on top of the chimney is also something to consider. To put your mind at ease, go around and do last minute checks on all of your doors and windows. This is your last opportunity to make sure all of the locks work properly.

Consider setting up light timers throughout the home.

This will make it look like someone is home and ward off intruders. It's also not a bad idea to close all of the drapes at every window so no one can see that you're gone.

Inform neighbors that you’re leaving.

It's beneficial to have someone nearby on close watch in case they see anything suspicious around your home while you're gone. Be sure to give them all of your contact information in case of an emergency, and let them know when you'll be returning.

Remember, give yourself enough time to prepare and finish your checklist. There’s nothing worse than feeling like you’re forgetting something, so I hope these tips help you make your move with peace of mind. Enjoy the sun, and be safe!


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