Whether your home is for sale, under renovation, or part of an estate, you should strongly consider consulting an independent insurance agent about the risks associated with not being there and to review your vacant home insurance policy options. Consulting one will open you doors of opportunities to protect your home and everything inside it while it is unoccupied for various reasons.
Many people vacate their home but fail to consult their insurance agent/advisor. They wrongly assume that their homeowner’s policy will cover the new situation. While that policy will protect a home from certain risks it likely will not cover all risks. Every homeowner should be advised that some insurance providers will deny claims on an existing homeowner’s policy for homes that are no longer occupied. That is why you really need to consult your agent and determine what should be done in order for you to achieve a comprehensive coverage for your property.
The vacant home and property insurance policies that we independently research and we write throughout Massachusetts can help you provide the protection that your property needs when there is no one around. Just because you the home is not occupied does not mean it no longer needs protection while you are away. For this reason, it is really imperative to consult an independent agent about it, know you options, and come up with a comprehensive insurance for your vacant home.
To find out more about vacant home insurance, contact Lallis & Higgins Insurance.