You don’t need to skip on coverage to just because you live in your vacation or secondary home part-time. We put the coverage in place for your home away from that will let you sleep easier when you’re away.
Some of the most common coverages that you should think about is:
Personal Property – how much personal property do you have on site at your vacation home? We can go over details on this coverage with you to make everything from your lawn furniture to pieces of art are covered.
Personal Liability – does your primary home insurance extend this coverage to your second home? We can review your primary policy to make sure your policy does not have any gaps in coverage, and offer quotes accordingly.
Wind/Hail Deductible – does your second home have a separate wind/hail deductible? A lot of coastal homes require a separate wind/hail deductible. This will mean you will have to pay more out of pocket in the event of a claim caused by wind and/or hail. We have options that will put just the one deductible in place for all named perils; including wind and hail.
We invite you to call one of our representative for information on our second home/ seasonal home insurance products.