Sub Pump overflow and groundwater damage can be serious issues for homeowners. A sub pump is a device that is installed underground to pump water out of a basement or crawl space to prevent flooding. However, if the pump malfunctions or becomes clogged, it can cause water to overflow, leading to damage to the home and its contents.
Groundwater damage can occur when the water table rises and enters the home through the foundation or basement walls. This can also lead to mold growth, structural damage, and other issues.
Both of these issues can be covered by homeowners insurance. However, it is important to check the specific details of your policy to see what is covered and what is not. In some cases, additional endorsements or riders may be needed to ensure full coverage for these types of damages.
It is also important to take preventative measures to reduce the risk of sub pump overflow and groundwater damage. This can include regularly maintaining and inspecting the pump, installing a battery backup system, and ensuring proper grading and drainage around the home.
Overall, it is important for homeowners to be aware of the potential for sub pump overflow and groundwater damage, and to take steps to protect their home and belongings through proper maintenance and insurance coverage.
For more information, contact Lallis & Higgins Insurance.